The SPX Health Solution

A Forward-Thinking Approach to
Addressing America’s Health Care Crises

It’s NOT Insurance…
IT’s BETTER THAN INSURANCE!

With our large membership, we have the ability to offer our members a much higher quality plan with significantly lower costs. By replacing traditional Major Medical Insurance with an Affordable Care Act Compliant Health Care Cost Sharing plan, we achieve immediate cost savings with long term rate stability.

We Have a Better Way

SPX Health Solution members receive more comprehensive benefits, decreased out-of-pocket medical expenses, and lower monthly costs.

Benefits include:

  • - Health Care Cost Sharing (coverage for major medical expenses)

  • - Minimum Essential Coverage Plan (Wellness Benefits)

  • - Supplemental Accident Insurance

  • - Supplemental Hospital Insurance

  • - 24 x7 Telemedicine Access

  • - Dental/Vision/Rx Discount Plan

  • - Identity Protection

What is Health Care Cost Sharing?

25+ year industry track record
Over 675K participating members industry wide

All Of The Following Benefits Are Included With Our Plan:

  • It’s NOT Insurance… It’s Better Than Insurance.
  • This is 100% coverage not an 80/20 plan. This means no more having to pay 20% of your medical bills
  • Members contribute monthly to the general fund to pay for each other’s medical needs
  • Costs Less than Traditional Insurance
  • Lower Out-of-Pocket Expenses
  • Satisfies ACA Individual Mandate* (Avoid Obamacare Penalties)
  • Wellness benefits are provided under a qualifying Minimum Essential Coverage Plan that is included in the SPX Health Solution
  • NO NETWORKS (Use Any Doctor/Hospital)
  • No “Specialist Referral” Requirement
  • No “Open Enrollment” Limitations (Join 365 Days/Yr.)
* When combined with a qualifying Minimum Essential Coverage Plan

Supplemental Accident Coverage

Pays Cash Benefit Directly to You for Injuries Resulting From an Accident.

Example Claim: Broken Leg w/Surgery

 Leg Fracture 
  $2,000
 ER Visit  
 $ 500
 Hospital Confinement (3 Days) 
 $1,500 
 Miscellaneous
 $ 625
 Total Cash Payment
 $4,625

Supplemental Hospital Coverage

Pays Cash Benefit Directly to You for Hospital Confinement Due to Injury OR Illness:

Example Claim: 5 Day Hospital Confinement

 First Day of Hospital Confinement 
 $1,500 
 Each Additional Day of Confinement  
 $ 200
 Total Cash Payment
 $2,300

24 x7 Telemedicine Access

  • 24 x 7 Access to Doctor

  • Never Leave Home

  • Phone in Rx Service

  • No Copay

Dental Services
20% to 60% Savings Examples

 Procedure
 Typical Price 
  Discount Price
 Savings 
 Discount %
 White Filling
 $167
  $74
  $93 
 56%
  Root Canal
  $964 
 $505 
 $459 
 48%

Vision/Hearing Services
15% to 20% Savings

Prescription Drug Discounts
Up to 90% Savings

  • Thousands of Pharmacies

  • Easy to Use Smart Phone App

Medication
 Typical Price
 Discount Price 
 Savings
 Discount %
Z-Pak (Generic) 
 $27.99
 $9.89
 $18.10
 65%
Crestor
 $194.80
 $15.90
 $178.90
 92%
Metformin
 $19.31
 $3.00
 $6.37
 33%
Lexapro
 $116.60
 $9.73
 $93.28
 80%
Nexium
 $236.27
 $35.45
 $174.84
 75%

Identity Protection

Identity Theft Strikes 35,890 Americans Every Day*

Secure Your Personal Information

  • Online Identity VaultTM

  • Password Manager

Restore Your Identity

  • US-based Certified Resolution Specialists

  • 32-Step Restoration Process

  • 24/7 Live Support

Example Illustration

Hospitalization Due to Injury

Lower Leg Fracture (Inc. Surgery) = $21,384*

(Hospital Stay = 3 Nights)

ARE YOU READY TO FINALLY TAKE CONTROL OF YOUR MEDICAL CARE COSTS?

GET A FREE QUOTE.

Click on the button now to take the next step. You will be able to speak with one of our Health Solutions Specialists to help answer your questions and get you started on a better way to provide better Health Care Options for you and your family